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Insurance Bad Faith

When you pay your premiums on time, you can reasonably expect that your insurance coverage will be there when you need it. Unfortunately, this is not always the case when insurers fail to uphold their obligations to policyholders. If you have been a victim of insurance bad faith, contact Brodhead Law right away. Our experienced Atlanta attorneys advocate for those who have been treated in bad faith by an insurance company.

Why Choose Us?

  • We have in-depth knowledge of the law and how insurance companies operate. Our trial lawyers use sophisticated strategies to pursue the maximum compensation available.
  • We understand defense strategies and invest the necessary time and effort to prove liability and damages.
  • Our attorneys will go to trial to fight for our clients, and the insurance companies know it. We have a success rate of more than 99 percent.

What Is Insurance Bad Faith and Negligent Failure to Settle?

Insurance bad faith and negligent failure to settle occurs when an insurance company fails to act as a reasonable insurer would in carrying out its obligations to the insured. It may involve refusal by the insurer to investigate and process a claim within a reasonable period of time, or refusal to pay a legitimate claim. There are many ways in which insurance companies may act negligently or in bad faith.

Examples of Insurance Bad Faith and/or Negligence

Insurance bad faith can occur in many different ways. Common examples of bad faith tactics include:

  • Unreasonable delays in investigating, processing, or paying a claim.
  • Failure to conduct a thorough investigation: an insurance adjuster may deny a claim without first conducting a complete investigation to determine whether the claim is valid.
  • Deceptive practices: for example, the insurer may fail to disclose coverage you have to avoid a payout or may fail to notify you of a deadline or to provide the necessary paperwork for you to file your claim on time.
  • Misrepresenting policy language or the law: insurance companies have a duty of good faith and fair dealing and must be truthful in their statements to clients. That duty may be breached when their representatives deliberately interpret policy language against the claimant.
  • Refusing to pay a valid claim: insurance companies are required to use fair claims practices. When an insurer denies a claim that should be covered, it may be an instance of bad faith.
  • Offering less than a claim is worth: lowballing is a common practice in which insurance companies offer less money than a claim is worth, with their own profits in mind.

Contact Us Today

Our attorneys at Brodhead Law in Atlanta, Georgia have been acting as dedicated advocates for injured people, with a successful track record, for more than 20 years. If you suspect you have been a victim of insurance bad faith, call our office as soon as possible. We can tell you if you have a case and what damages you may be entitled to claim.